From zero to living in Germany
Written for students from Nepal. What I’d check first, what it costs, how the visa usually works, and what life looks like after you land.
Start here
Should you go? What to weigh
It’s important to note that these optional tariffs are voluntary, meaning you can choose to purchase them.
Why should I study global finance? Is it worth it? What will I gain from this degree? Does it have scope in 2026?
Lifestyle & environment there
Course: MSc Sustainability Management. Level: Masters.
There are a number of programs taught in English in Europe, making it easier for non-native speakers to study there.
Students studying in Canada enjoy a high quality of life with advanced healthcare facilities, multiple job options, safety and security.
Answer: International campuses in Madrid, Paris, and Germany play a key role in student success by offering holistic support services, close connections with local industries, and multicultural learning environments.
Prepare to apply
Exams & entry requirements
| What | Amount | Detail |
|---|---|---|
| English test | IELTS band 6.0 | Minimum IELTS band required to study in Germany and Australia is 6.0. |
- Minimum IELTS Score 6+ Undergraduate, 6+ Graduate
- Pearson English Test (PTE) obtain a GSE score of 46 or higher.
Study options & tuition
| What | Amount | Detail |
|---|---|---|
| Tuition | 100 EUR – 400 EUR | Public universities are funded by the state and usually charge no tuition fees. Instead, you pay a semester contribution (about 100–400 EUR), which often includes a transport ticket. |
| Housing / rent | € 992 – € 1,300 | DAAD scholarships do not have to be paid back. They usually consist of a monthly scholarship payment (currently, for example, € 992 for students and € 1,300 for doctoral/PhD students) and a flat-rate… |
- Private universities charge tuition fees, often between 5,000 and 20,000 EUR per year.
- Programs: Bachelors, Masters, and MBA in international business, arts, and diplomacy.
- Programs: Bachelors, Masters, and MBA , hospitality, and more.
College options
Schiller International University
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Global University
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University of Fraser Valley
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University of Saskatchewan
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At Schiller International University
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Australian Catholic University
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Central Queensland University
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Griffith
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Scholarships
| What | Amount | Detail |
|---|---|---|
| OSHC / health | €934 monthly stipend – €110–€130 health insurance | DAAD Scholarships, Heinrich Boll Foundation, Konrad Adenauer Foundation, and University Scholarships 2026 offer fully funded and partial scholarships covering monthly stipend, health insurance… |
Money & visa
Cost of going (fees, flights, first year)
| What | Amount | Detail |
|---|---|---|
| First-year total | €11,904 – €992 | Proof of financial resources: minimum €11,904 per year or €992 per month for the first year. |
- Exemptions from short-stay visa fees include children under six years, family members of German citizens and EU/EEA nationals, students and accompanying…
Visa, funds & must-knows
| What | Amount | Detail |
|---|---|---|
| Proof of funds | €11,904 – €992 | To obtain a student visa Germany, students must show proof of funds through a blocked account of €11,904, with a monthly withdrawal limit of €992. |
| Cost detail | €11,904 | Proof of sufficient funds required for German student visa, amounting to €11,904 for each academic year. |
- Proof of your English proficiency is required: TOEFL IBT minimum score of 51.
- Oxford ELLT English Language Level Test OIDI Level 5 (equivalent to IELTS 5.5).
- Common visa application documents include a valid letter of enrolment from a recognized educational institution, copy of current passport, passport size…
- Lastly, apply for your subclass 500 student visa, and you are good to go.
Step-by-step process
- 01
To apply for a Canadian Student Visa, students must start the process 4 to 6 months before classes begin and after they have received an Admission…
- 02
CAD 150 – 85 CAD
The fee for applying for a Canadian Student Visa is CAD 150 with an additional biometric fee of 85 CAD.
- 03
Unconditional offer letters allow direct application for student visa and enrollment.
Life after you land
Cost of living
| What | Amount | Detail |
|---|---|---|
| Living costs | €770 – €270 | Estimated Monthly Cost for students in Germany: Housing €770, Food €270, Transportation €35-€82, Telephone €40, Miscellaneous personal expenses €220, Books and supplies €35, Total €1,417 |
| Housing / rent | AUD 1,400 – AUD 2,800 | The average living cost in Australia for an international student ranges between AUD 1,400 and AUD 2,800 per month, and the expenses generally include costs of accommodation, food, phone bills, internet & transportation. |
| OSHC / health | €11,904 per year – €120-€130 per month | You must also meet visa-related financial requirements, such as the blocked account (around €11,904 per year), health insurance (€120-€130 per month), semester or administrative fees, transportation… |
- Other monthly expenses examples: meal for two at mid-range restaurant €65-€80, meal for one at cheaper restaurant €14-€19, grocery bill approx. €33-€36, utilities for 85m2 apartment €315-€350.
- The average rent usually ranges from €250 to €900 per month, depending on the city, accommodation type and included facilities.
Housing
| What | Amount | Detail |
|---|---|---|
| Housing / rent | €250 – €450 | Standard monthly rent fees for various housing choices available in Germany: Student Dormitory (Studentenwohnheim) €250 to €450, Shared Apartment (WG) €300 to €600, Private Student Accommodation €500… |
- City average monthly accommodation costs: Munich €600 to €900, Berlin €500 to €800, Hamburg €500 to €750, Frankfurt €500 to €800, Leipzig €300 to €500.
Health cover
| What | Amount | Detail |
|---|---|---|
| OSHC / health | ₹8,00,000–₹14,00,000 per year | Total cost for an Indian student in Germany in 2026 ranges from ₹8–14 lakh per year, including rent, food, health insurance, transport, and personal expenses. |
- Health insurance mandatory for students under 30 costs approximately €110–€125/month; private insurance for students over 30 costs €180–€250/month.
Work while studying
| What | Amount | Detail |
|---|---|---|
| Part-time work | €12.82 per hour | Indian students can work 120 full days or 240 half-days per year (~20 hours/week during semester). Minimum wage is €12.82/hour in 2026. |
- Once you have completed your studies in Australia, you can avail of a Temporary Graduate visa (subclass 485). It allows you to stay back on a post-study work visa upto 5 years, depending on the program of study and the location of the university.
First weeks & settling in
Many universities offer orientation programs, student buddy systems, and various student organizations that help newcomers integrate seamlessly into campus life.
Attend pre-departure sessions organized to help develop an understanding of immigration rules, foreign exchange, insurance, sim card, bank account opening, and adapting to new culture.
Extra notes
More useful notes
Rent in Germany for students typically ranges from €250 – €450 for a student dormitory, €400- €700 for a shared apartment (WG), and €700 – €1,200+ for a private apartment.
Rent costs vary by city and housing type: Munich student dorm €400–€600/mo, shared flat €600–€900/mo, studio €1,000–€1,500/mo; Berlin student dorm €280–€450/mo, shared flat €450–€700/mo, studio €750–€1,100/mo.
Based on these factors, it costs approximately between CAD 2,000 and CAD 2,500 for them to live in any city across the country.
Rules and fees change. Confirm the latest numbers on official sites before you apply.